Bybit Card vs RedotPay
Both cards target EU residents. Here's the side-by-side on fees, cashback, and where each is available. Verified May 2026.
The verdict
In a country where both work, Bybit wins on economics. Half the FX cost (0.5% vs 1.2%), no card issuance fee against RedotPay's $10, and real cashback where RedotPay pays none. The catch is that Bybit's cashback is a tiered loyalty programme: low tiers carry small monthly caps and the top rates require VIP trading status, so treat the realistic rate as roughly 2%, not the headline 10%. RedotPay wins on reach. It works across the Middle East, Africa and parts of Asia that the Bybit Card simply does not serve, and for many people in those regions the comparison is not Bybit vs RedotPay but RedotPay vs nothing. One caveat we attach to RedotPay everywhere: its cardholder terms do not name the licensed institution behind the card programme, the weakest issuer disclosure of any active card we review. If you are in the UK or EEA and already use Bybit, take the Bybit Card. If you need coverage Bybit does not offer and accept the transparency trade-off, RedotPay does the job.
What changed since May 2026
Two things worth knowing before you decide. Bybit migrated its EEA and Switzerland card programme to Bybit EU, its MiCA-regulated entity, in early 2026, and reward points earned on bybit.com cannot be used on bybit.eu, which stranded some users' accumulated rewards across two systems. And if either card's structure puts you off, our Bybit alternatives guide covers the wider field, while our issuer guide explains who actually stands behind each card, including what we could and could not verify about RedotPay.
About Bybit Card
Bybit Card is a Mastercard debit card issued by Bybit (Moorwand UK / Harmoniie SAS in EEA), available to residents of Europe, Latin America, Asia-Pacific, and United Kingdom. It is a pre-funded debit card, you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 10% in USDT (realistic ~2%).
About RedotPay
RedotPay is a Visa debit card issued by Red Dot Technology Limited (Hong Kong), available to residents of Europe, Latin America, Asia-Pacific, and Middle East & Africa. It is a pre-funded debit card, you top up your card balance with crypto or stablecoins before spending.
Spec data verified May 2026; verdict and editorial updated 29 September 2026. How we collect this data · Affiliate links and direct links are presented equally.