Specifications
| Card network | Visa |
|---|---|
| Provider | Red Dot Technology Limited (Hong Kong) |
| Funding model | Pre-funded debit (you load crypto/stablecoins to spend) |
| Settlement currency | USD |
| Available in | 100+ countries (Asia, EU, LatAm, ME, parts of Africa) |
| Supported chains | Ethereum, Tron, BSC, Arbitrum, Polygon, Solana |
| Supported assets | BTC, ETH, USDT, USDC, SOL + 20 more |
| Issuance fee | $10 |
| Monthly fee | $0 |
| FX markup | 1.2% |
| ATM fee | 2% |
| Top-up fee | 1% |
| Foreign transaction fee | 2.2% |
| Cashback | None |
| Daily spend limit | $1000000 |
| Monthly spend limit | — |
| Daily ATM limit | $116250 |
| Last verified | 2026-04-30 |
What to watch out for
Highest spending limits in market ($100K/transaction, $1M/day); 6M+ users, $10B annualised volume; Coinbase Ventures/Lightspeed/Pantera/Galaxy backed; unicorn status post Sep 2025; Fireblocks custody, Circle USDC partnership; PCI DSS 4.0 certified; Telegram Mini-App for instant USDT top-ups on TON
Editorial notes
Virtual card $10, physical $100; 1% conversion + 1.2% FX = 2.2% on foreign currency, 0% on USD; ATM 2% with no free allowance; Apple/Google/Samsung Pay supported; new Solana Card launched Feb 2026 enables direct SOL spending; daily limits exceptional but no cashback is the main drawback; some merchants (Netflix, app stores) may decline
Frequently asked questions
Where is the RedotPay available?
As of 2026-04-30, RedotPay is available to residents of European Economic Area, Latin America, Asia-Pacific, and Middle East & Africa. Specific country list: 100+ countries (Asia, EU, LatAm, ME, parts of Africa).
What are the fees on the RedotPay?
RedotPay has an issuance fee of $10, no monthly fee, a 1.2% FX markup on non-settlement-currency spend. See the spec table above for ATM and top-up fees.
Does RedotPay hold my crypto?
Yes. RedotPay is a pre-funded card — you transfer crypto or stablecoins to a balance held by the provider, and the card spends from that balance. This is custodial: the issuer controls the funds while they sit there.
Last verified 2026-04-30. Rates and availability change frequently — confirm with the issuer before signing up. See our methodology for how we collect and verify this data.