Crypto Card Compare
One of these cards no longer exists Cypher was acquired by Nium and its card stopped working on 7 August 2026, with the platform fully shut down on 6 September 2026. This comparison is kept for reference. If you were considering Cypher, KAST remains active, and our alternatives guides cover other options.

Cypher Card vs KAST Card

Both cards targeted UK and EU residents. Here's the side-by-side on fees, cashback, and where each was available. Card data as verified May 2026, before Cypher's shutdown.

Cypher Card
KAST Card
Provider
Cypher HQ (Y Combinator + Coinbase Ventures backed)
KAST (Troia Corp)
Network
Visa
Visa
Funding model
Self-custodial, funds stay in your wallet until spent
Pre-funded debit (you load crypto/stablecoins to spend)
Cashback
Up to 35% in CYPR (realistic ~2%)
Up to 2% in KAST Points (realistic ~1.5%)
Issuance fee
$0
$0
Monthly fee
$0
$0
FX markup
1.75%
1.125%
ATM fee
3%
2%
Available in
United States, United Kingdom, Europe, Latin America, Asia-Pacific, and Middle East & Africa
United States, United Kingdom, Europe, Canada, Latin America, Asia-Pacific, and Middle East & Africa
Settlement currency
USD
USD

The verdict

This one now answers itself: Cypher's card was discontinued in August 2026 after the Nium acquisition, so KAST is the only option still standing. The comparison below reflects the two cards as they were, and remains useful mainly as a record of the self-custodial versus custodial trade-off that separated them.

About Cypher Card

Cypher Card is a Visa debit card issued by Cypher HQ (Y Combinator + Coinbase Ventures backed), available to residents of United States, United Kingdom, Europe, Latin America, Asia-Pacific, and Middle East & Africa. It is a self-custodial card, your funds remain in your wallet until each transaction is authorised. Cashback is Up to 35% in CYPR (realistic ~2%).

Full Cypher Card review →

About KAST Card

KAST Card is a Visa debit card issued by KAST (Troia Corp), available to residents of United States, United Kingdom, Europe, Canada, Latin America, Asia-Pacific, and Middle East & Africa. It is a pre-funded debit card, you top up your card balance with crypto or stablecoins before spending. Cashback is Up to 2% in KAST Points (realistic ~1.5%).

Full KAST Card review →

Other comparisons

Last verified 31 August 2026 (Cypher status update). How we collect this data · Affiliate links and direct links are presented equally.